Friday, August 28, 2020

Shays Rebellion free essay sample

Shay’s Rebellion was the revolt of Western Massachusetts ranchers against their state council since they believed they were as a rule inconsistent spoke to. The aim of this paper is to investigate the issues that prompted Shays’ Rebellion and to portray the easygoing relationship it had with the approval of the U. S. Constitution. Having the option to help secure and bolster their own ways of life, which incorporated their homes ranches, and families was the reason Daniel Shays and other Western Massachusetts ranchers began the resistance. Cultivating was what the ranchers depended on so as to live. Numerous ranchers lost pretty much all that they possessed in light of the fact that the Massachusetts legislature’s wouldn't make more paper cash, lower charges, and legal change. Shays’ Rebellion incited Americans to ask themselves exactly how solid their legislature was. Defects were uncovered in the Articles of Confederation, which made another type of government because of the men who perceived those blemishes. The renegades engaged with Shays’ Rebellion, including Shays who was a Captain under Washington, were veterans of the ongoing Revolutionary War. Subsequent to placing in their administration for the Continental Army and winning autonomy for America, the ranchers were wanting to return to their regular day to day existence on the homestead. Nonetheless, the Revolutionary War left the United States with significant obligation just as an overwhelming financial downturn, leaving the ranchers in a tough situation from the beginning. The Articles of Confederation didn't give the central government the option to burden; it could just demand cash from states. The Massachusetts government didn't spare a moment to force such high assessments on the ranchers. Clashes immediately followed between the ranchers and the Massachusetts lawmaking body. The lawmaking body didn't show regard or pity for the state’s ranchers. A large portion of the officials were well off dealers who just paid special mind to themselves and depended on the ranchers for a significant part of the state’s charge income. By having the administration placed the ranchers in prison and selling their homesteads as a result of unpaid obligations, the 2 dealers started to have an upper authority over the ranchers in Massachusetts. Not having property caused ranchers to lose their entitlement to cast a ballot. The ranchers were in urgent requirement for more cash in the state. Having the state produce more cash would have helped ranchers pay their obligations as opposed to being investigated in court. The assembly needed to maintain a strategic distance from swelling and didn't need the presumptive worth of cash to decrease so it denied their allure. The need of cash was a huge impact to the flash of Shays’ Rebellion. Shays at last had enough of what he accepted were unlawful acts. He sent a letter to the Selectman of East Springfield in regards to data that â€Å"the General Court are tied in with receiving measures to bring the pioneers of the late risings of the individuals to condign discipline, you are coordinated to amass promptly all the occupants of your town, and furnish that the town are outfitted with ammo, the state army with arms, and sorted out with officials pleasant to law. † Many occasions did the ranchers attempt and appeal to the Massachusetts council and furthermore the senator James Bowdoin, however nothing was fathomed and the Debtors Courts obliged their hearings. Shays revitalized many others ranchers to challenge the state. Shays’ Rebellion assumed control over the town halls individually starting in Northampton. Having the option to involve and keep up control of the town halls in Massachusetts implied that no more ranchers would unreasonably spoke to in court. So as to stop the disorder Shay’s Rebellion made, Massachusetts gathered its own military to retaliate against the renegades. A letter from Worcester expressed that the soldiers that bolstered the Massachusetts armed force came in with â€Å"high spirits, and increments are making to their numbers. The facts demonstrate that a significant number of Shays Party are greatly demoralized, others I am told are rowdy. † In Springfield, on January 25, 1787, Shays’ Rebellion attempted to hold onto government munititions stockpile trusting it would have made them a 3 more grounded and increasingly genuine power. Sadly, their arrangement fizzled on the grounds that the arms stockpile was as a rule effectively monitored by Major General William Shephard. Shays’ Rebellion was pursued out by Shephard and his men, as they not long after discovered difficulty by General Benjamin Lincoln and his state army. The same number of ranchers were caught, Shays had the option to abstain from getting captured and ran away to Vermont. This quarrel was a key defining moment in Shays’ Rebellion. John Hancock gave a decree, which was an endeavor made to end Shays’ Rebellion. Hancock, depicting leniency and absolution, educated the individuals that the dissidents included may have been deceived in their interest, and if those radicals were to approached by September 12, 1787 and promise a vow of faithfulness to the express, their activities ought to be excused. In the declaration, Hancock states, â€Å"and I can't yet accept, that the great feeling of my individual residents, the respect the individuals have for the Constitution of common government set up without anyone else; their insight into their actual intrigue; the conspicuous need of good government by the blade, will join all positions and requests of men, in the quest for harmony, great request and great dutifulness to the laws. † Hancock knew a more grounded type of government was an unquestionable requirement. Hancock not long after was chosen as the new legislative head of Massachusetts. As senator, Hancock brought down the agonizing charges, and in a flash gave an absolution for the individuals engaged with Shays’ Rebellion. Shays’ gave Americans an alarm since it made them contemplate what the outcomes may have been if the revolt was fruitful, however it likewise made them consider future uprisings occurring over resistances in government. Who knows with regards to what Shays devotees would have done in the event that they had held onto the government weapons store in Springfield. Initially, the rights Shays’ 4 Insubordination should be cultivated in a peaceful way. The administration realized that â€Å"the individuals are eager to set out their arms on the state of a general acquittal, and come back to their conscious homes. † The council wasn't right to manhandle its forces against Shays and the ranchers of Western Massachusetts. The ranchers endeavors to make a move and not permitting courts from having their lawful procedures alongside discharging individual ranchers out of prison, made the individuals question how safe their general public was under its type of government. Shays’ Rebellion lastingly affected Massachusetts and furthermore on the national government. It helped show a portion of the shortcomings the administration had at that point and the progressions it expected to make. The insubordination demonstrated to different states that equivalent portrayal was required in states so as to keep all residents fulfilled. With everything taken into account, Shays’ Rebellion had a significant message for the designers of the Constitution in 1787.

Saturday, August 22, 2020

“Nineteen Eighty-Four” by George Orwell Essay

â€Å"Nineteen Eighty-Four† is George Orwell’s unswervingly troubling vision of a tragic future. The creator consistently proposed it as more notice than prediction, so that despite the fact that its title date has passed, its exercises about the risks of similarity, mental pressure, and verbal duplicity hold their legitimacy and pertinence. The epic delineates a world partitioned into three extremist superpowers that are continually at war with each other: Oceania, ruled by the previous United States; Eurasia, commanded by Western Europe; and Eastasia, overwhelmed by China and Japan. Since the novel has a place with the class of the oppressed world, a negative Utopia, a lot of its substance is essentially engaged with depicting Oceanian societyâ€not just in the highlights of its regular day to day existence, a lot of which reflects British life in 1948 (a year whose altered numbers may have proposed the novel’s title), yet in addition in point by point clarifications of the authentic roots of Ingsoc and Oceania, just as its official language, Newspeak. Conversation A key fixing in this chilling documentation of dissolving human opportunity is its portrayal of a ruined language, â€Å"Newspeak,† Orwell’s splendid rendering of that corrupted language of lawmakers and critics which shrouds rather then uncovers truth. (Orwell, 19) Orwell, rather awkwardly in the perspective on certain pundits, gives quite a bit of this data as a book-inside a-book, the alleged handbook of the progressives, and a reference section to the novel itself about Newspeak. The reason for Newspeak was to definitely diminish the quantity of words in the English language so as to kill thoughts that were esteemed hazardous and, in particular, dissident to the authoritarian tyrant, Big Brother and the Party. â€Å"Thought crime,† the negligible demonstration of contemplating thoughts like Freedom or Revolution, was deserving of torment and programming. Newspeak was the vile answer. A character in 1984 depicts it briefly: â€Å"Do not you see that the entire point of Newspeak is to limit the scope of thought? At long last, we will make thought wrongdoing truly inconceivable in light of the fact that there will be no words wherein to communicate it. The entire atmosphere of thought will be extraordinary. Truth be told, there will be no idea as we comprehend it now. † Is our true today, toward the start of the new thousand years, so totally different on a principal level from what Orwell anticipated? There have been innumerable nullifications of the 1984 oppressed world: Totalitarianism is on the fade, Communism is dead, there is greater flourishing, greater network, more opportunity than any other time in recent memory. (Orwell, 37) Arguably, on a geo-political level, the worldwide data economy has advanced the reasons for harmony and opportunity, forestalling conceivably more awful monstrosities and suppression in hotspots, for example, China and the Balkans. The primary concern is: you have no opportunity, no force, you feel no need or want for opportunity or power, and, what’s more terrible you don't realize that you don't have it. Investigation Pundits of each perspective along the political range, regardless of what their perspectives about the legitimacy of Orwell’s social examination in â€Å"Nineteen Eighty-Four†, concede to a certain something: Considered strategically and generally, â€Å"Nineteen Eighty-Four† is one of the most significant books of the twentieth century. The somberness of its vision of an authoritarian culture turned into a significant notice, and Orwell’s precision was bore witness to by nonconformists in Eastern Europe and Russia both when the disintegration of the Soviet domain; Orwell, said a Russian rationalist, â€Å"understood the spirit, or soullessness† of Soviet life. Not exclusively did the words â€Å"Newspeak† and â€Å"doublethink† enter the English language however Russians allude to the Novoyaz of Communist Party language. (Orwell, 67) Some pundits have brought up that another layer of importance exists inside the novel. They interface Orwell’s dismemberment of Oceanian culture to his depiction of his discouraging and troubled private academy days, which he talked about in his article â€Å"Such, Such Were the Joys† (1952). Youthful English young men were expelled from the glow and security of their families, smaller than normal social orders represented by adoration and regard, and flung into a world overwhelmed by dread, suppression, and an all-swarming feeling of blame. There, Orwell was detained â€Å"not just in an antagonistic world however in a ton of good and insidiousness where the principles were with the end goal that it was really unrealistic for me to keep them. † In such a general public, disobedience or even difference turns out to be practically unthinkable, and even close to home connections are seen with threatening vibe and doubt by the decision â€Å"class,† that is, the experts and owners of the school. (Orwell, 81) Conclusion As a genuine enemy of idealistic novel, one in which the abhorrences of autocracy are abundantly shown, â€Å"Nineteen Eighty-Four† fills in as an impactful token of the value of free idea and an open society and whatever the creator has anticipated in this novel has one way or the other ended up being valid. Works Cited Orwell, George (1949). â€Å"Nineteen Eighty-Four†. New York: Harcourt, Brace and Co. pg 15-129.

Friday, August 21, 2020

The USA Involvement in Mali Conflict Research Paper

The USA Involvement in Mali Conflict - Research Paper Example The explanation that could bolster the USA contribution in the Malian clash is the way that Mali has been distinguished as a rising new center for fear mongering (Teichmann, 2013). Reports have demonstrated that the al-Qaeda wing that is working in Mali was answerable for the Algerian assaults, which extraordinarily affected on the nation, and caused it a lot of flimsiness. The impact of the war in Mali, graciousness of the Jihadist and other aggressor dissidents would already be able to be felt, to a huge level. The United Nations office that handles displaced people has been requiring a universal network commitment in settling the contention, refering to the Humanitarian emergency that has been knowledgeable about the nation since the war started. As indicated by UNHCR, a huge number of the Malian populace in the northern locale have been uprooted, while numerous others have been slaughtered in the contention but then more others mishandled (Watt and Harding, 2013). This worry rais es the requirement for the USA to think about participating in the Malian clash, just to help carry the war to a rapid end, and along these lines help to safeguard a large number of the Malian regular folks who are enduring in the hands of the aggressors, just as those being uprooted and resolved to endure as displaced people in the neighboring nations. As indicated by the UNHCR insights, in excess of 150,000 individuals have been compelled to escape out of Mali, while another 230,000 are presently living as inside dislodged people inside the nation (Perry, 2013). This pattern is disturbing, after the thought that it is the universal network that is liable for offering help to such individuals, through the worldwide compassionate organizations, for example, the UNHCR. The rebels and the radical aggressors have additionally given the USA more motivations to participate in the Malian clash. The Jihadists and the Rebels have been engaged with taking prisoners the vast majority of the individuals from the western forces living or serving in Mali, as the guides aides to the individuals who are influenced by the war (Huff Post, 2013).

Tuesday, May 26, 2020

Bachelors Essay Topics and Ideas

Bachelor's Essay Topics and IdeasWhen you go to college to earn your bachelor's degree, there are several topics and ideas that you can choose to write about on your own. Some of these topics are beneficial to write about while others can become boring and difficult to remember. Because this degree field can be a long-term commitment, here are a few great ideas to help you stay organized when writing your own bachelor's essay topics and ideas.One of the first things that people do when they decide to attend college for a bachelor's degree is to figure out where they will major in. One of the easiest ideas to choose from is majoring in 'Humanities'Social Sciences'. This will allow you to write a great introduction to your own writing. For example, if you want to take a particular class or topic in history, you may choose to focus on this with a large amount of your essay.Before you decide on which topics and ideas to write about, you will need to research a variety of different topics . You may first want to read a few different websites that will allow you to research topics of interest to you. You will find many different types of materials in these websites that will help you determine what topics and ideas will be useful to you. You may also want to spend some time reading the course catalog of the school that you will be attending to see what classes will interest you.You will want to look into different strategies that will be useful to you when you are working on your bachelor's degree. For example, you will want to write about yourself, the school, or the type of learning that you are getting. You may also want to learn about your interest in people, subjects, and relationships. If you learn about these before you begin to write your essay, you will be able to write better and become more organized.Another great idea is to write about your passion for a topic. For example, if you are interested in attending museum and art appreciation classes, this may be an idea that you would want to include in your essay. The key to writing the best introduction is that you must choose a topic that you are passionate about. You must write about why you are interested in this topic and how you plan to apply your skills to your school and/or learning.Writing about a particular topic can be a little bit more difficult to choose. One way to narrow your choices down is to know which kind of classes you are interested in, whether it is a general study class or a specific study class. If you are a history major, you may want to learn about different types of countries or cultures and the cultures around these countries. For this reason, it is a good idea to learn more about the subject before you begin to write your own bachelor's essay topics and ideas.Remember that the first year of a bachelor's degree is a very important and exciting time in your life. You will learn and expand upon your interests and passions while you are studying. Take the time to write about the ideas that you have that interest you and your learning. Because writing a bachelor's degree is a long-term commitment, it is important to choose the right topic and ideas that will be useful to you.

Saturday, May 16, 2020

Everyday Students Of Color Are Denied Their Right To A

Everyday students of color are denied their right to a full education due to schools’ harsh disciplinary actions, such as out of school suspension and expulsions. Schools have a responsibility to keep students safe and provide a disciplined learning environment. There is no argument against this, however the methods utilized to provide a safe climate defy this common sense. More specifically, zero tolerance policies, which require students to be punished consistently and severely in a punitive nature. Zero tolerance policies arose in school systems during the 1990s when the justice system was â€Å"getting tough† on crime as a tactic to control drug abuse. According the Public Agenda removing students from school is supposed to create a better†¦show more content†¦Zero tolerance policies are the catalyst for the School-to-Prison pipeline. The problem with zero tolerance policies rely on several different factors. Even though, the vision for zero tolerance polic ies is clear in the sense that safety is a main priority, A ten year study of zero tolerance policies conducted by the American Psychological Association concluded that the use of these overly harsh policies did not improve school safety. Since these policies are not increasing school safety it is a clear indicator that change in disciplinary methods is necessary. Additionally, these overly harsh policies create racial disparities mainly focused on minorities. The reason for these racial disparities particularly arise from implicit bias. Unfortunately, student of color and minorities are disportionately represented in suspensions, expulsions, and arrests. Exclusionary discipline principles disproportionately lead the youth, particularly minorities, from classrooms to court and prisons. Racial disparities within school’s disciplinary actions is clear when looking at discipline rates. The Civil Rights Data Collection, gathered by the US Department of Education, graphed suspensi on rates and disparities in a national test sample during 2012. Figure 1 portrays the ratio of white students that constitute for a little more than half of students enrolled in school while black and hispanic students constitute for less thanShow MoreRelatedCriminal Justice System : Brown V. Board Of Education1461 Words   |  6 PagesKansas (Brown v. Board of Education). With the prodding of several tuned in parents, a few students started to stand up for themselves, one such being Barbara Rose Johns. In 1951, this strong-minded high school student from Farmville, Virginia organized a student based strike to protest poor school conditions. In the two-week protest, four hundred fifty black students from Moton High participated. 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Wednesday, May 6, 2020

Night Heart-Wrenching and Traumatic Themes - 1189 Words

Some take life for granted, while others suffer. The novel, Night, by Elie Wiesel, contains heart-wrenching as well as traumatic themes. The novel unfolds through the eyes of a Jewish boy named Eliezer, who incurs the true satanic nature of the Nazis. As the Nazis continue to commit inhumane acts of discrimination, three powerful themes arise: religion, night, and memory. As the novel begins to unfold, Anti-Semitism does as well. As Wiesel demonstrates in the novel, â€Å"Three days later, a new decree: Every Jew had to wear the yellow star.† (Wiesel, 11) The yellow star was a cloth patch to mark a person as Jewish. It was intended to be a badge of shame associated with Anti-Semitism or discrimination against the Jews. It showed that while in†¦show more content†¦Both Moishe the Beadle, a pious Jew, and Mrs. Schà ¤chter, a forty-year old Jew, constantly repeated, â€Å"Jews listen to me!† (Wiesel, 7 25) and always forewarned the Holocaust. They were providing warnings for the Jewish community of how they should be constantly vigilant and try to escape while they still can from the Nazis, as they were not who they appeared to be. Nevertheless, everyone refused to listen or believe their tales, and were taken for lunatics. The author yearned to portray how one should not disregard anyone, and instead take into consideration to t he warnings they hold, which could be useful. If the Jewish community had listened, they might not have had to experience the abysmal Holocaust. The Holocaust was a devastating event in which the author desired to sustain the history in the hope of preventing another. â€Å"[The author] does not want his past to become [the people’s] future.† (Wiesel, XV) The author created the novel in order for future generations to be conscious of the Holocaust, which should never be repeated. One should not follow in the steps of Hitler and commit genocide to millions of beings simply because of their background. Nevertheless, the novel was not only created to make people aware, but also to simply preserve the memory of the Holocaust. â€Å"[A person] has no right to deprive future generations of a past that belongs to our collective memory. To forget would not be only dangerous butShow MoreRelatedWe See All Around Us Art And Writing Essay1712 Words   |  7 Pagesaround its grow th. Families expand like a branching of a tree, stemming lineages and legacies. We find writing to be a passage through time and space, it allows the audience to see into how one felt or saw the world. For the writer they pour in their heart and soul for each piece they craft, may spend years or even days to create a masterpiece. Through all that we have seen in life, the appreciate of it has been the most profound to read in stories. The way we love is a phenomenon we can’t exactly describeRead MoreEssay about The Theme of Coming of Age in Literature1863 Words   |  8 PagesThe Theme of Coming of Age in Literature There comes a time is each persons life when they reach the point where they are no longer children, but adults. The transition from a child into a young adult is often referred to as the coming of age, or growing up. The time when this transition occurs is different in everyone, since everyone is an individual and no two people are alike. Certain children reach this stage through a tragic, painful event which affects them to such extent thatRead MoreComing Of Age Theme Essay1835 Words   |  8 PagesThe Theme of Coming of Age in Literature There comes a time is each persons life when they reach the point where they are no longer children, but adults. The transition from a child into a young adult is often referred to as the coming of age, or growing up. The time when this transition occurs is different in everyone, since everyone is an individual and no two people are alike. Certain children reach this stage through a tragic, painful event which affects them to such extent that they are completelyRead More The Theme Of Coming Of Age In Literature Essay1834 Words   |  8 Pages The Theme of Coming of Age in Literature There comes a time is each persons life when they reach the point where they are no longer children, but adults. The transition from a child into a young adult is often referred to as the quot;coming of age,quot; or growing up. The time when this transition occurs is different in everyone, since everyone is an individual and no two people are alike. Certain children reach this stage through a tragic, painful event which affects them to such extent that

Tuesday, May 5, 2020

Compare the ways the poets use language to represent Essay Example For Students

Compare the ways the poets use language to represent Essay To show the poems are about relationships the writer has written in first person which is the perspective of one of the people in the relationship talking about the other person. In both of the poems the theme being portrayed is Love in, In Paris with you this is shown throughout the language Fenton uses Dont talk to me of love in this poem to show the theme of love Fenton Just repeats the word love in the context, this acts as a reminder to the reader to constantly tell us its about love this particular quote says the he or she has heard of love too many times. In To his coy mistress Marvel shows the theme of love by also using the word in the context Nor would I love at a lower ate looking upon both quotes used its shows the reader and I that the poems have two different attitudes towards love, James Fenton is more abrupt towards love because the poem is about going to Paris not to fall in love but to have fun and Just have sex, using them as a rebound resentful mess Ive been throu gh to get over a past lover whereas Marvel is showing the positive sides to love and that he cares about it more. In Addition to this In Paris with you shows repetition dont talk to me of love wowing resentment to taking part in any romantic activities say sod off to Gooding Notre Dame supporting our point in Pennons abrupt view, there is no repetition in to his coy mistress and they writer does take interest in romantic activities Thou by the Indian Ganges side shoulders find rubies in comparison to in Paris with you Andrew Marvel presents the person as a hopeless romantic. In To his Coy Mistress it shows the man saying that there isnt a lot of time to show their love for each other s time is swallowing up there moments together, this is shown by beautiful and elegant language; however the point that he wants to make is quite the opposite, Times winged chariot hurrying near. This is Greek mythology-every it me the new day started, it was brought in by a winged chariot, so this represents time and how it presents relationship. The relationship in this poem is rushed by time, which makes it seem less romantic and it almost presents the man in a negative way as all he wants is to get into bed with her. On the other hand this could be looked upon as Ewing ambiguous and could perhaps be interpreted as the speaker is seen as positive because if the speaker could the speaker would look after the recipient do anything with the person the speaker is talking about and adore the body, Two hundred to adore each breast; But thirty thousand for the rest. This shows the love and compassion that the speaker has for the one they are talking about. This is also shown in the strong and imaginative vocabulary that is used, for example And now, like amorous birds of prey, this shows passionate and powerful imagery towards heir relationship. In To his Coy Mistress it excessively goes on about how time is an issue in the relationship, implying time is has hatred towards love and relationships; however in the poem In Paris with you it seems that they have all the time in the world to get to know each other, for instance, learning who you are, Learning what I am. This implies that they have a lot of learning time, to get to know each other. It seems to me that it shows that they dont know where the relationship is going; they Just live in the moment, time is not a virtue. .u56977cc00d723334b7eb3b09febd9827 , .u56977cc00d723334b7eb3b09febd9827 .postImageUrl , .u56977cc00d723334b7eb3b09febd9827 .centered-text-area { min-height: 80px; position: relative; } .u56977cc00d723334b7eb3b09febd9827 , .u56977cc00d723334b7eb3b09febd9827:hover , .u56977cc00d723334b7eb3b09febd9827:visited , .u56977cc00d723334b7eb3b09febd9827:active { border:0!important; } .u56977cc00d723334b7eb3b09febd9827 .clearfix:after { content: ""; display: table; clear: both; } .u56977cc00d723334b7eb3b09febd9827 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u56977cc00d723334b7eb3b09febd9827:active , .u56977cc00d723334b7eb3b09febd9827:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u56977cc00d723334b7eb3b09febd9827 .centered-text-area { width: 100%; position: relative ; } .u56977cc00d723334b7eb3b09febd9827 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u56977cc00d723334b7eb3b09febd9827 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u56977cc00d723334b7eb3b09febd9827 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u56977cc00d723334b7eb3b09febd9827:hover .ctaButton { background-color: #34495E!important; } .u56977cc00d723334b7eb3b09febd9827 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u56977cc00d723334b7eb3b09febd9827 .u56977cc00d723334b7eb3b09febd9827-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u56977cc00d723334b7eb3b09febd9827:after { content: ""; display: block; clear: both; } READ: How Heaney portrays images of family and country life EssayThis is backed up later in the poem by when it says Theres a crack in the wall this implies that there is time to waste as he notices it and doesnt realism about the wasting time. This is ambiguous because it could perhaps be interpreted as there are conscious thoughts about the time as the speaker says do you mind if we do not go to the Louvre, this shows that they dont have a lot of time and Just want to stay in the hotel.

Wednesday, April 15, 2020

Research Report on Nokia Essay Example

Research Report on Nokia Essay Nokia Research Paper Nokia is a Finnish transnational company which produces telecommunication devices for mobile and other IP networks and the former manufacturer of mobile and smart phones. According to the information of the year 2013, the staff of the company is no more than 100 thousand employees in comparison with the end of 2010s when the number of employees was 132 thousand people. The company’s production is sold in more than 150 countries of the world. From 2000 to 2011 Nokia was the most successful manufacturer of mobile phones and occupied the most profitable position on the market. In 2011 Nokia started to cooperate with the US giant Microsoft rejecting from its own operation system for the mobile devices Symbian and substituting it with Windows Phone. In 2013 Nokia announced the sale of its mobile business to Microsoft for 5,44 billion euro. The history of Nokia is very long and it has its beginning in 1865. At first it was a paper factory and in the first part of the 20th century the company produced cables. In 1980s began the rapid development of Nokia’s electronics. The company invested money into technologies and manufactures home appliances, being the third biggest manufacturer of TV-sets in Europe. In the end of 1990s Nokia started manufacturing mobile phones which got their popularity all over the world for their price and quality. In the middle of 2000s Nokia was the most successful and profitable telecommunications company. Because of the reduction of the demand for the production of Nokia the company decided to sell its mobile department with all patents to Microsoft for quite a low and â€Å"shocking† price. We will write a custom essay sample on Research Report on Nokia specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Research Report on Nokia specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Research Report on Nokia specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Nokia is a well-known company which produced quality mobile phones which could compete with other companies for the leading positions. The student who has decided to prepare a research report is expected to observe the long history of Nokia, think about the importing strategic decisions and solutions taken by the owners and decide what factors helped Nokia to become one of the most influential manufacturers of mobile phones on the market. The student is supposed to observe the production, its strong and weak sides and observe the strategy of the company and the effectiveness of its economic decisions. The difficulty of the right organization of a research report lies in the appropriate formatting and analysis of the topic form the most objective side. A free example research report on Nokia vs Samsung can become a great piece of help for every student who requires advice on writing and analysis of the problem. It is reasonable to look through a free sample research report on Nokia mobile completed in the Internet and learn about the correct structure and style of writing of the assignment.

Thursday, March 12, 2020

6 Factors in Choosing a Public vs. Private Education

6 Factors in Choosing a Public vs. Private Education What does your child need in order to succeed in attaining the best education for a promising future? This is a personal question that many parents ask themselves when choosing between a public or private education. Whats right for one child or family may not be ideal for another. To help you hone in on the best possible answer, there are generally six factors to consider.   1. What Does the Facility Offer? Many public school facilities are impressive; others are mediocre. The same is true of private schools. Private school facilities reflect the success of the schools development team and that of the school to continue to generate financial support from parents and alumni. Some private K-12 schools have facilities and amenities that surpass those found at many colleges and universities. Hotchkiss and Andover, for example, have libraries and athletic facilities on par with those at Brown and Cornell. They also offer academic and sports programs that make full use of all those resources. It is hard to find comparable facilities in the public sector- they are few and far between. Public schools also reflect the economic realities of their location. Wealthy suburban schools will often have more amenities than inner-city schools, as a rule. If your son is an aspiring football player, then a school with great athletic facilities and coaching staff should be a top priority.   2. How Many Students per Class? According to the National Center for Education Statistics report, Private Schools: A Brief Portrait,  private schools win out on this issue. Why? Most private schools have smaller class sizes, which may be ideal for a student who is easily distracted. One of the key points of private education is individual attention. You need student-to-teacher ratios of 15:1 or better to achieve that goal of individual attention. Many private schools boast class sizes of 10-15 students with 7:1 student-to-teacher ratios. Unlike private schools, a public school system must enroll almost anyone who lives within its boundaries, so generally, there are much larger class sizes- sometimes exceeding 35-40 students at some inner-city schools. However, even a large class can be a suitable learning environment if the students are well-behaved and led by a strong teacher. 3. Can the School Attract the Best Teachers? A schools ability to attract quality teachers is often tied to the salaries the school can afford to pay. Overall, public school teachers are generally better paid and have superior pension programs. Compensation varies widely, however, depending on the local economic situation and school location. For instance, teachers may earn less in Duluth, Minnesota, because its cheaper to live there than in San Francisco. Unfortunately, at some public schools, low starting salaries and small annual salary increases result in low teacher retention. Public sector benefits have historically been excellent; however, health and pension costs have risen so dramatically since the year 2000 that full-time public educators are often being forced to pay a larger share of the cost, while part-time educators may have to pay for it all. While private school compensation tends to be somewhat lower than public- again, much depends on the school and its financial resources- the often free amenities can make up for it. One private school benefit found especially in boarding schools is complimentary housing and meals, which accounts for the lower salary. Private school pension plans vary widely. Many schools use major pension providers such as TIAA. Both public and private schools require their teachers to be credentialed. This usually means a degree and/or  a teaching certificate. Private schools tend to hire teachers with advanced degrees in their subject over teachers who have an education degree. Put another way, a private school hiring a Spanish teacher will want that teacher to have a degree in Spanish language and literature as opposed to an education degree with a minor in Spanish. 4. How Much Will the School Cost You? Since local property taxes support the bulk of public education, the annual school budget exercise is a serious fiscal and political business. In poor communities or communities which have many voters living on fixed incomes, there is precious little room to respond to budget requests within the framework of projected tax revenue. Grants from foundations and the business community are essential to creative funding. Private schools, on the other hand, can raise tuition, and they also can raise significant amounts of money from a variety of development activities, including annual appeals, cultivation of alumni and alumnae, and solicitation of grants from foundations and corporations. The strong allegiance to private schools by their alumni makes the chances of fundraising success a real possibility in most cases. 5. Are There Administrative Issues? The bigger the bureaucracy, the harder it is to get decisions made at all, much less get them made quickly. The public education system is notorious for having antiquated work rules and bloated bureaucracies. This is as a result of union contracts and a host of political considerations. Private schools generally have a lean management structure. Every dollar spent has to come from operating income and endowment income. Those resources are finite. The other difference is that private schools rarely have teachers unions to deal with. 6. What Are the Expectations of Parents? Financial considerations are a major factor in determining if a public or private school is right for your family. However, you need to consider what will be expected in terms of time and commitment from you as well. Most private schools require students to be driven to and from school, and there are significant obligations for students to participate in activities outside of normal school hours. This means a lot of hours and miles for families every week to make it happen. A family needs to weigh the financial costs, time investment, and other factors. Public and private schools have their advantages and disadvantages, but with a little weighing of the pros and cons, you can easily figure out what is best for your child and for your family. Article edited by  Stacy Jagodowski

Tuesday, February 25, 2020

Finance project 2 Essay Example | Topics and Well Written Essays - 1000 words

Finance project 2 - Essay Example This means that the products produced within Hungary are sold to other countries in fewer quantities and monetary amounts than the products purchased from those nations. Since all the transactions are carried out in US Dollar, this trade deficit would increase pressure over country’s foreign reserves thus demand from importers (for dollar) will surge and would possibly result in lowering the monetary value of Hungary currency. Perhaps, the most important factor that could result in increasing trade deficit is reversal of international oil and commodity prices because today international economies are coming out of recession and are demanding more oil, food and other commodities to fulfill their domestic needs and oil requirements. Oil prices have already recovered to a level of 75-80$ per barrel and are expected to increase further in near future in the wake of better economic outlook and forecasts. This would put great pressure over Hungarian government because it would incre ase the trade deficit and further deteriorate HUF-Dollar parity. The dollar-HUF disparity (at present the exchange rate is 170 HUF per dollar) is perhaps a major reason of inflation (higher prices) which currently stands at 3% and could increase in near future amid higher international prices of various products. The rule is simple and clear: the higher the exchange rate, the more expensive the imports and prices will observe an upward trend in domestics for these imported products thereby causing inflation. Moreover, the rise in prices will also lower down the purchasing power of people in Hungary; therefore, would result in greater unrest and lower economic growth. People are bound to cut down their expenses to improve their savings. On the flip side, the weakening of US Dollar against international currencies such as Euro, Pound, Japanese Yen etc because of USA’s surging trade deficit and various internal factors might not aggravate the exchange rate in Hungary and could therefore

Sunday, February 9, 2020

Essay on American Revolution in Popular Culture - 1

On American Revolution in Popular Culture - Essay Example It was a bitter experience for those who lived then. This made the fight for freedom and the eventual freedom even sweeter. There is a lot of material in popular culture that seeks to re-create the events back then. One of these novels is Saratoga: A Novel of the American Revolution. The writer is David Garland. This novel was published in the year 2006. At the very beginning, the novel starts in May 19771. The colonies, which today make the United States, unilaterally declare their independence from the Crown. This is obviously not a situation to be treated lightly on the part of the British. They organize a military response that is less than effective. Their initial assumption was that they could easily crush the uprising by isolated groups of revolutionaries. However, they are met by more resistance than they anticipated. The main character in the novel is Captain Jamie Skoyles, a soldier attached to the 24th Foot of the British army. He is a seasoned fighter. One of the interferences of popular culture in as far as the factual depiction of this war in the novel is concerned is a love affair that Skoyles is embroiled in with Elizabeth Rainham who is already engaged. This is a constant feature in popular culture. The need to romanticize war is very prevalent in popular culture. It stems from the fact that romance attracts audiences that naturally would not be drawn to war. These might include women. The rigours of war when soothed by a strong love affair seem bearable. Skoyles is also depicted attending and even meting out floggings to errant soldiers and even enemy combatants. This is an image that has been invented by popular culture. There is the belief that the most effective soldier is the one who does not shy away from violence. This popular culture construct is alive and well today. There are soldiers to day who are rewarded with the nation’s highest honors’ for performing extraordinary and fearless acts. One that comes to mind is that of a

Thursday, January 30, 2020

History of philosophy Essay Example for Free

History of philosophy Essay The study of philosophy may deal with every dimension of human life and can raise questions in any field of study or endeavor. Philosophy pursues questions rather than answers. Philosophy is not bound by any particular â€Å"truths† that set limits to the desire to continue asking questions. Philosophy changes historically both in respect to its content and its character. Definitions Etymologically, philosophy is derived from the Greek word philein or philia meaning â€Å"love† or â€Å"friendship† and sophia meaning â€Å"wisdom. † Hence, â€Å"love of wisdom. † The Chinese define philosophy as Zhe-Xue or Che Shueh (originally coined by Dr.Nishi Amane). Zhe means â€Å"wisdom† while Xue means â€Å"study. † Significantly, the Chinese character Zhe bears the emblem of mouth and hand which suggests the inseparability of words and action. This philosophy is the translation of words into action or the application of theory into praxis. Hence, for the Chinese, philosophy singles out a person to live on what he says. For the Hindus, philosophy is Darsana. Darsana means seeing, not only through the eyes but through the whole being of the one that sees. In other words, philosophy for the Hindus means seeing the whole reality through a total advertence and involvement of the looker. Philosophy refers to the field of study of the process which includes standards and guidelines for thought and for logic by which people develop concepts and principles which describe people, things and events, and techniques for using the concept and principles for the purpose of observing, analyzing, understanding, evaluating, organizing, and dealing with themselves and other people, things, and events who/which comprise reality (Kroepel, 2011) Philosophy refers to a human drive in the search of knowledge and wisdom to facilitate the evolution of man. Philosophy studies the fundamental nature of existence, of man, and of man’s relationship to existence. CONCEPT OF PHILOSOPHY In order to live, a man must act; in order to act, he must make choices; in order to make choices, he must define a code of values; in order to define a code of values, he must know what he is and where he is, he must know his own nature (including his means of knowledge) and the nature of the universe in which he acts. All of this things put together, is the very concept of PHILOSOPHY. Origin of Philosophy Western Philosophy began in Miletus ( accdg.to Reginald Ellen). The radix of the claim lies on Thales: the acclaimed first philosopher. Historically, western philosophy began in Greece. The word philosophy is even derived from the Greek language and means a love of wisdom. Ancient western philosophy had three main branches: ethics, logic, and physics. These three branches have now broken into even smaller sub-sections, covering everything from epistemology to aesthetics. Socrates was a large influence on western philosophy, but there was a pre-Socratic era that covered philosophical topics. Eastern philosophy has its roots in religion, specifically the Abrahamic religions (Islam, Judaism Christianism). It is more concerned with asking questions about God and how the world relates to God. Abrahamic religions (also Abrahamism) are the monotheistic faiths of Middle Eastern origin, emphasizing and tracing their common origin to Abraham or recognizing a spiritual tradition identified with him. They are one of the major divisions in comparative religion, along with Indian religions (Dharmic) and East Asian religions (Taoist). Abraham was said to have lived during the Iron Age sometime after 2000 B. C. E. , in the city of Ur in Mesopotamia. The way eastern philosophers created theories on knowledge and religion has led people to practice the philosophies of certain philosophers without adopting all aspects of that branch. For example, some people may consider themselves believers in the Buddhist philosophy, but they never actually go and worship Buddha. The eastern philosophers historically believed that religion was a large part of the study of philosophy. Contemporary practices of eastern philosophy often remove the religious part. Islam impacted much of what we now consider eastern philosophy, meaning that most branches have a religious aspect. The most common branches of eastern philosophy include: Taoism, Buddhism, Hinduism, Maoism, Shinto, Confucius, and Legalism. Both regions can attribute a large amount of current philosophical thought to some form of religion. The eastern world chose to embrace religion as their main pursuit of knowledge, while the western world broke philosophy into a bunch of different branches. Branches of Philosophy Epistemology This refers to the branch of philosophy that is broadly defined as the study of knowledge. It answers the question, â€Å"how do we know? † It encompasses the nature of concepts, the construction of concepts, the validity of the senses, logical reasoning, as well as thoughts, ideas, memories, emotions and all things mental. It is concerned with how our minds are related to reality, and whether these relationships are valid or invalid. Aesthetics refers to the branch of philosophy that is broadly defined as the study of art. It answers the question, â€Å"what life can be like? † In philosophy, aesthetics is important because it delves into the reason why art has always existed to reflect and express the desire and need of mankind through the ages to see the world in a different and clear way. It further evaluates art by using the standards of human life, and if whether it accomplishes the job of satisfying man’s intellectual needs, or whether it tends to hurt or make worse of those needs. Metaphysics Literally means beyond physics, this refers to the branch of philosophy that is broadly defined as the study of existence. It answers the questions, â€Å"What is out there? † or â€Å"What is real? † As the foundation of philosophy, metaphysics is also regarded as the fundamental view of the world. It encompasses everything that exists, as well as the nature of existence itself. It determines whether the world is real, or merely an illusion. Ethics This refers to the branch of philosophy that is broadly defined as the study of action. It answers the question, â€Å"what should I do? † Ethics deals with the proper course of action for man. Specifically, it answers whether or not a human act is good or bad. At a more fundamental level, Ethics can also be defined as the method by which people categorize values and pursue them. Logic It is the branch of philosophy that is broadly defined as the study of reason. It answers the question, â€Å"what is correct reasoning? † Furthermore, logic attempts to distinguish a fact from fallacy. Politics It refers to the branch of philosophy that is broadly defined as the study of force. It answers the question, â€Å"what acts are permissible? † Under its philosophical perspective, politics is ethics applied to a group of people. Brief History of Philosophy. Pre-Socratic Philosophy Characterized by the rejection of the mythological explanation on the nature and phenomena in the universe. The thinkers under this time period were mainly concerned with the search for the â€Å"true essence of things† and made use of systematic and scientific approach in uncovering the realities in the universe. Pre-Socratic Philosophers Thales (c. 624 – 546 B. C. ) Greek philosopher who was regarded as the first philosopher in western tradition. He became known for positing that water is the single element that comprised all things in the universe. He also made famous the aphorism, â€Å"know thy self. † Anaximenes (c. 610 – 546 B. C. ) A student of Thales who postulated that air is the source of all things in the universe. His major contribution, however, was stating that nothing can be created from nothing. Matter, force, and energy are indestructible. These ideas later reappeared in physics in the laws of the conservation of matter and energy. Anaximander He explained the world as originating in conflicts between contraries, such as hot and cold and wet and dry. The cold partly dried up, leaving the Earth and its water. The hot turned some water into mist and air, while the remainder ascended to form fiery rings in the heavens. Holes in the rings are the sun, moon, and stars. CLASSICAL PHILOSOPHY Classical Philosophy was primarily characterized by the rise of the â€Å"Great Greek Triumvirate† – Socrates, Plato Aristotle. Classical Philosophers Socrates (c. 469 – 399 B. C. ) A Greek philosopher who became known as one of the most prominent philosopher in Ethics. Unlike his contemporaries, Socrates was more concerned with how people should behave rather than how the world works. Plato (c. 428 – 348 B. C. ) A student of Socrates who become known for through his dialogues which contained the presentation of his ideologies and theories in a conversational form. Aristotle (c. 384 – 322 B. C. ) He was the student of Plato and became known as the first thinker to create a comprehensive system of philosophy, encompassing Ethics, Aesthetics, Politics, Metaphysics, Logic and Science. MEDIEVAL PHILOSOPHY Medieval Philosophy was the period predominantly composed of philosophers who were concerned with proving the existence of God and with reconciling Christianity/Islam with the classical philosophy of Greece particularly that of Aristotle . This period also saw the establishment of the first universities, which became an important factor in the subsequent development of philosophy. Medieval Philosophers Avicenna (980 – 1037) A Persian philosopher, physician and polymath during the Golden Age of Islam. As a philosopher and a devout Muslim, he tried to reconcile the rational Greek philosophy with Islamic theology. St. Thomas Aquinas (1225 – 1274) An Italian philosopher and theologian who became a great influence on subsequent Christian philosophies, particularly that of the Roman Catholic Church. EARLY MODERN PHILOSOPHY Early Modern Philosophy. The rise of Modern Philosophy can be attributed to certain historical and cultural changes that happened between the Age of Reason during the 17th century and the Age of Enlightenment during the 18th century. Among the changes during the said period were the advancement in science, the growth of religious tolerance and the rise of liberalism (promotion of liberty and equality). Early Modern Philosophers Rene Descartes (1596 1650) A French philosopher, mathematician, scientist and writer of the Age of Reason. He has been called the â€Å"Father of Modern Philosophy†, and much of a subsequent Western philosophy can be seen as a response for his writings. He is responsible for one of the best-known quotations in philosophy: â€Å"Cogito, ergo sum† or â€Å"I think, therefore I am† (Mastin 2008). Baruch Spinoza (1623 1677) a Dutch philosopher who was a contemporary of Descartes. Spinoza became famous for his belief that absolutely everything including human behaviour occurs through the operation of necessity, leaving absolutely no room for free will and spontaneity. Gottfried Wilhelm Leibniz (1646 1716) A German philosopher, mathematician, scientist and polymath who postulated the concept of â€Å"monads† which refers to the ultimate element of the universe from which all things, including human beings and God himself are made of. Immanuel Kant (1724 1804) A German philosopher during the Age of Enlightenment. He is regarded as one of the most famous thinkers in modern philosophy. His contributions in all branches of philosophy are often described as being, â€Å"immeasurable†. Kant’s Copernican Revolution. One of the most popular Kantian theories which states that the â€Å"representation† of an object greatly helps the perceiver to perceive a certain object and not the object per se. To put it more accurately, tangible materials (such as the actual glass) are less important in perceiving the glass. What is important is how we experience the â€Å"glassness† of the glass through experience. Kant believed that the human mind can be compared to a tabula rasa (blank tablet). Examples: It is like a computer with no operating system. A computer with no â€Å"O. S. † should be installed with various programs to function properly. A new born baby should be exposed with positive experiences which may affect his lifestyle and manner on how he/she perceive things. MODERN PHILOSOPHY Modern Philosophy. The modern period of philosophy generally refers to the 19th and 20th centuries. The late 20th Century which is sometimes referred to as the contemporary period, became the venue of major development in philosophy characterized by the rise of new philosophical movements. Modern Philosophers Jeremy Bentham (1748 1832) An English philosopher, political radical and legal and social reformer of the early modern period. He became the founder of the Utilitarianism which refers to the principle that holds that the right action is that which would cause â€Å"the greatest happiness of the greatest number†. John Stuart Mill (1806 1873) An English philosopher and political scientist who was the protege of Bentham and conducted major improvements on the principles of Utilitarianism. Friedrich Wilhelm Nietzsche (pronounced NEE-cha) (1844 – 1900) A 19th Century German philosopher who was known for challenging the foundations of Christianity and traditional morality, famously uttering, â€Å"God is Dead†. EASTERN WESTERN PHILOSOPHIES: AN OVERVIEW Western Philosophy Refers to the philosophical thinking in the Western or Occidental world, particularly in Europe. Historically, it refers to the philosophical thinking of Western civilization, beginning in ancient Greece. Western thought puts more emphasis on individualism, science, math, and politics – hence, rational and materialistic. It can be seen as the triumph of reason and empiricism over faith/religion – a search involving many questions. Eastern Philosophy. Refers broadly to the various philosophies in the Eastern or Oriental world, particularly Asia and some Arab countries. Historically, it is heavily influenced by Hinduism the world’s oldest religion, beginning in India. Eastern thought puts more emphasis on interdependence (of human beings and nature), harmony, unity, and faith – hence, meditative and spiritual. It can be seen as the triumph of faith/religion over science and reason – an answer following realization. KEY CHARACTERISTICS OF EASTERN WESTERN PHILOSOPHIES Western Philosophy. Is rational because most western thought focused on refining epistemology and logic. It emphasized that it is the individual using his/her rational ability to deduce the truth about the things around him/her, and this separates the individual as a subjective mind different from objective reality: Nature, God, the Universe. Eastern Philosophy In the East, philosophers have been more concerned with ordaining society in a harmonious manner, finding humanity’s proper place in society and nature, acting and thinking in a way that would promote unity and order in the universe. It does not have to rely on rationality and often tries to transcend individuality itself to reveal a person’s inherent sameness with the universe/nature. Reason is in fact seen as a stumbling block to truly understand reality. It focuses on how to live and tends to accept the way things are. Eastern thought is focused more on the mind and the spirit/soul, tending to offer a different level of internal experience (meditative) from which to draw conclusions. Thus, it would be hard to separate philosophy and religion.

Tuesday, January 21, 2020

Child Development Essay -- Child Rearing, Natural Growth

Lareau (2003) reports that social class plays a very important role in a child’s upbringing because it helps determine the way a child will be raised. In Lareau’s (2003) study she came to the conclusion that there were two different patterns of child rearing: concerted cultivation and natural growth. Concerted cultivation is the child rearing method that middle class parents use focusing on not only caring for their child, but developing a personality by enrolling their children in many structured activities and developing language skills (Lareau, 2003). Natural growth is the child-rearing method that working class and poor parents use to raise their children because there is not a lot of time and money for structured activities and long verbal discussions with the children (Lareau, 2003). Families who practice natural growth child rearing practices need to focus on providing the simpler needs of the child like providing shelter, clothing, food, and water therefore unab le to have the structured activities and worry about establishing communication skills. This is important to consider because the way children are raised because this has a social impact. The children that are being raised today will eventually grow up to be a part of their own society; there are social impacts on the current society because of the methods of child-rearing and the consequences that these child-rearing practices are having on children with the way they interact in society, There are benefits and disadvantages to both childrearing methods reported by Lareau (2010) however there are definitive differences in the child’s outcome due to the child’s social class and thus the method the child was raised with. In concerted cultivation children spend a ... ...nd sometimes talk to my extended family I seldom see them or would by any means categorize our relationships as strong kinship ties (Lareau, 2003). This I feel has been an unfortunate result of concerted cultivation because I see how some of my other cousins behave towards each other as they are so close talking everyday and meet several times a week for lunch or dinner. I feel this is sad because while I would love to have stronger ties with my extended family I realize it is not a part of the way I was brought up because of my middleclass child-rearing. The concept of my social connections often being mostly in homogenous age groups as a child is very accurate (Lareau, 2003). Because of the activities I participated in and the area in which I lived and went to school I predominately have friendships through activities with children much like I was at the time.

Monday, January 13, 2020

Bank Bailout 2008

Bank Bailout Outline I. Introduction II. Background III. Opposition’s point 1, refute, 1st support for thesis. a. Credit Card Act of 2009 b. No Change at all, Banks still operating the same way IV. Opposition’s point 2, refute, 2nd support for thesis. a. Creation of TARP b. $12. 2 trillion dollars of tax dollars were spent wrong c. TARP allowed many banks to allow credit again d. A majority of banks have paid back TARP money e. After TARP, Economy boosted V. Opposition’s point 3, refute, 3rd support for thesis a. Toxic assets cannot be removed easily b. Government takes more cost, then expects c.Economy will decline with removal of assets VI. 4th support for thesis a. Increased national debt b. Politicians were forced to sign this bill c. No solving of problems â€Å"Let’s hope we are all wealthy and retired by this house of cards falters† (Bloomberg, 2007). The credit crisis is known as the â€Å"House of Cards†, for years the banking indust ry has transformed many American lives, which has resulted in a troublesome economy. Many factors led to the credit crisis, such as the rise and fall of the housing market, and inaccurate credit ratings helped to create the sub-prime mortgage crisis (Issues & Controversies, 2010).Low interest rates developed easy credit, in which people could get a mortgage and credit cards based on inaccurate credit ratings with the creation of sub-prime mortgages. People have the ability to own a home, with no down payment or fixed income. In August of 2007, the United States began a loss of confidence in securitized mortgages, which resulted in the Federal Reserve injecting $20 trillion dollars into the financial markets to ease the situation (â€Å"Obama Sends Warning to Big Banks, 2010).The most important question to be answered in the decade is â€Å"How a loss of $500 billion dollars from the sub-prime mortgage resulted in a $20 trillion dollar loss in equity values and an entire shock to t he world’s financial system† (Woellert & Kopecki, 2007). The United States government should not have given the financial institutions bailout money, because financial institutions using loop holes in the system to take advantage of their clients, financial institutions operations have stayed the same, and the government’s belief of a tree market economy goes against the bailout.The credit crisis is a â€Å"worldwide financial fiasco, which resulting from sub-prime mortgages, Collateralized Debit Obligations, Frozen credit markets, and credit default swaps† (Jarvis, 2009). The credit crisis brings two people together, people on Main Street and investors. The people on Main Street represent their mortgages or houses, while investors represent their money, which also represents big institutions such as pension funds, insurance companies, mutual funds; sovereign funds (Jarvis, 2009). These groups brought through the financial system, composed of banks and bro kers on Wall Street.As a result of the September 11th attack, Chairman Allen Greenspan lowered interest rates only to 1%, to allow credit to flow; however, investors have a very low return on investment (Snow, 2008). By lowering interest rates, it allows for banks to only borrow money from the Federal Government for 1% plus the surpluses from the Asian and Middle East market, which makes borrowing money easy for banks and to allow leverage (Adding up the Government’s Total Bailout Tab, 2009). The definition of leverage is, â€Å"borrowing money to amplify the outcome of a deal† and is a major way banks make their money (Princeton University, 2010).Wall Street takes out a majority of loans and uses leverage to their advantage, and a heavy flow of capital comes in. In which return, they pay back their original investment. The investors notice that Wall Street is making money very fast, and they want to create a new product to sell to Wall Street. The mortgage connects th e home buyer with a mortgage lender on Wall Street who gives them a mortgage, which is great because housing prices throughout America have been rising (â€Å"Bailed out banks†, 2010).The mortgage lender gets a call from an investment banker who wants to buy the mortgage; and the lender sells it to him, and the investment brokers buys thousands of mortgages. Every month the investment banker gets the payments from all the mortgages that he purchased from the box and cuts the box into three slices â€Å"Safe, Ok and Risky†, and then he packs the slices into the box and calls it a Collateralized debt obligation or â€Å"CDO† (Woellert & Kopecki, 2007).However, greed has risen to the investment banker and wants’ more mortgages; however, the lender does not have any more mortgages to sell, because everyone who has qualified for a mortgage already has one; and the birth of the sub-prime mortgage is born. With a standard loan, the homeowner had to prove his wor th of a home, such as a job, good standing citizen, and assets. However, with a subprime mortgage, it was basically like free money. The person did not have to state their income, nor prove that you had a job.The investment banker and the lender are taking a risk, because if a home owner defaults on their mortgage, the lender gets the house and sells the house for a profit because home values have been increasing (Issues & Controversies, 2010). While home values have been increasing, American incomes have been plummeting for years; and because of sub-prime mortgages, the person did not have to prove income, a person with a $30 thousand dollar income; could own a $300 thousand dollar home. Many people defaulted on their mortgages, and foreclosures have been on the rise. In the United States, foreclosures were up 81% in 2008 and up 225% from 206†, which equals out to 19 per 1,000 households (CBS News, 2008). Due to there was a huge increase in foreclosures, instead of housing pr ices increasing; the houses values decreased in value very quickly and resulted in more foreclosures. A $300 thousand dollar mortgages was now only worth $75 thousand dollars. So all the mortgages that was in the investment banker CDO, now are worthless, and no one wants’ to take the CDO, and now the CDO is acting like a bomb (Roney, 2007).The investment banker is now panicking because he borrowed millions of dollars to buy the mortgage, and now he cannot get rid of it; however he is not the only one. Thousands of investment bankers throughout the world have CDO’s on their hand (Bailed out banks, 2010). In result the world’s financial system has become frozen, and everyone starts going bankrupt. As a result of the failure, the United States government rolls out a new program called Troubled Asset Relief Program (TARP) to prevent another bank failure.Under the bank bailout, creation of new legislation to protect the consumer has rapidly increased, and supporters of the bank bailout point to the Credit Card Act of 209. Not only were subprime mortgages affected, but due to the freeze in the credit market in the United States government needed a way to regulate the credit card industry, but also to stimulate spending. Under the Credit Card Act of 2009, they require the financial institutions to give the cardholders 45 day’s notice of any interest rate change and financial institutions are prohibited from using misleading terms such as â€Å"prime or fixed rate† (The White House, 2009).With this legislation in place, it protects the consumer from many of the scams that the mortgage industry used as bait to get clients into buying houses they could not afford, using the subprime mortgages (Roney, 2007). But also it allows for Congress to embrace new regulations placed on the financial institutions. The Credit Card Act of 2009 that has become part of the famous bank bailout, however, it has been shown to protect the consumer, and Co ngress will regulate the new rules placed on financial institutions.For example, â€Å"there is no cap on the interest rate the credit card companies can charge†, and while credit card companies cannot increase you interest rate but only if you are late on a payment, â€Å"However future purchases interest rates can be raised with no reason† (White, 2010). The credit card companies have the ability to raise the interest rate on any purchases, while they must still notify you of the higher interest rate, the ballooning of the interest rate can take place at any time.This is exactly the same measures the financial institutions have used to misinform their consumers and â€Å"kick them when they are down† and â€Å"corrupt the middle class of America† (White, 2010). How the subprime mortgage boomed, had to come from the terms that many of the average consumers cannot understand, and a major aftermath of the subprime/credit crisis, occurred when many people d efaulted on their homes and credit cards (Roney, 2007).Then the mortgage and home will not exist for the family any more, and the credit card companies will balloon their interest rate enough so that the card holders will not be able to pay their credit card/mortgage. In which then the financial institution hounds them and attacks them at their core roots and even calls other family members to alert them of the card holder financial problems because they cannot pay their bills. The banking and financial institution have not taken any actions to prevent another credit crisis from happening again.Supporters of the bank bailout, commonly referred to as TARP, argue that the bailout wiped all the bad toxic assets (CDO’s) which were collected as result of the credit crisis and prevented the assets from hurting the financial institutions. The major recipients were Freddie Mac; and Fannie Mae. Both were government owned enterprises which bought a majority of the sub-prime mortgages ( Roney, 2007). Removing the bad assets from the financial institutions will have a positive effect on the economy because it allows banks to start lending again and unfreeze the markets.Under TARP, some mortgages would require the government to rewrite some of the effected loans, effectively putting more Americans into homes that they will be able to afford and by rewriting the loans also increase the standard of living. John Douglas, general counsel at the FDIC, said, â€Å"It doesn’t make sense to give the authority to anybody else but the FDIC†; he goes on to say â€Å"That’s what the FDIC does, it takes the bad assets out of the banks and manages them and sells them† (Vekshin & Schmidt, 2009). However, the supporters of the bank bailout do not represent correct/valid points/facts.In a study by the IMF of the 124 banking crisis, they have concluded: Existing empirical research has shown that providing assistance to banks and their borrowers can be count erproductive, resulting in increased losses to banks, which often abuse forbearance to take unproductive risks at government expense. The typical result of forbearance is a deeper hole in the net worth of banks, crippling tax burdens to finance bank bailouts, and even more severe credit supply contraction and economic decline than would have occurred in the absence of forbearance. Valencia & Laeven, 2008) As a result of the IMF study, it has concluded that removing the bad toxic assets from the banks could actually hurt the financial institutions and a system as a whole could freeze the credit markets again with a result of an economic decline, instead of an economic incline. Also there is no definition of a troubled market or loan. If the government wants to rewrite troubled mortgages or loans, there are no set criteria to say whether a mortgage or loan should be taken by the government and given to the troubled family.Another point, as Steward said, â€Å"The only way for this pr ogram to work is for enough of the bad mortgages/loans to be purchased to connivance lenders that the problem mortgages cannot hurt the system, or to put in simple terms, the government has to purchase enough mortgages/loans to inspire intra- institution (Stewart, 2008) Furthermore, the institutions will sell the assets that will remain depressed in value; and â€Å"no one is going to sell a asset that has a higher chance of making the institution money (Obama Sends Warning to Big Banks, 2010). In result, under TARP the government has a high probability of taking a majority of the loss.With the bank bailout, the economy will decline, and the government will take a great loss of the bank bailout. Supporters of the bank bailout will say that if the government did not step in and inject $20 trillion dollars into the market, an economic collapse could have happened and set America into another Great Depression. A heavy incline of unemployment; foreclosures were through the roof, a majo r decline in incomes (Solomon, Enrich, & Hilsenrath, 2009). America was becoming a very sick nation, and the bank bailout would help the economy and stimulate the financial institutions to help start lending and unfreeze the credit market.As one writer wrote, â€Å"there was at no time better to inject the financial institutions at this time, if they collapse it may be the sign of the apocalypse† (Bailed out banks, 2010)/ If there was no bank bailout, there is a major chance that this will be a sign of the apocalypse because the United States drives the world and if the major financial institutions such as Bank of America or Merrill Lynch fails then the world economy could ultimately send the world in to another Great Depression.The major reason that the American government should not have passed the bank bailout was the cost to the government. Under the Bush administration, the national debit doubled to a record high $10 trillion dollars (Solomon, Enrich, & Hilsenrath, 2009) . There are more programs that the government has to pay for such as Social Security. Many economists call this the â€Å"polluter pays† which is defined as â€Å"polluters must pay for the cost of cleaning it up† (Princeton University, 2010).When the financial industry is bailed out of disasters, which a majority of the time throughout history, they have created those disasters. If the banking industry feels like they can be bailed out every time they make a major mistake, then the American people will pay because the bank bailout is directly connected to the taxpayer’s funds (Obama sends warning to Big Banks, 2010).A price tag of $700 billion dollar bailout has hidden costs which can go high as $3 trillion dollars, which can â€Å"be the shortfall between the economies potential output and its actual output from the crisis† (Issues & Controversies, 2010). Another factor in the bank bailout is the morality, because the banks do not pay the costs that are imposed on a world society, which the tax payers pay directly into the banks and then the banks pay back into the government. Also, the political had a major role in deciding to pass the bank bailout.A senator said, â€Å"We had no choice. We had a gun pointed at our heads. Without the bailout, things would have been even worse† (Woellert & Kopecki, 2007). While politicians did not have an actual gun to their head, figuratively speaking because they had a oversight on â€Å"saving the banks and shareholders† or â€Å"have saved the banks but let the bankers and shareholders go† because of the final tap that American tax payer will have to pay to the bailout the banks that created this mess (Solomon, Enrich, & Hilsenrath, 2009).The bank bailout was a major mistake in the evolution of the financial world because it did not solve any problems; people can still be charged higher interest rates on their credit cards/mortgages. With TARP, there is no true removal of the bad assets that caused the credit crisis to form the bank bailouts; it only hurts the government because it has to take on the debt. Truly, we have stroke the core of the American people with the credit crisis, but at the same time the financial world has been given more powers and in a free market enterprise, the credit crisis can happen again at any moment.

Sunday, January 5, 2020

Racial Discrimination In The United States - 1294 Words

Sports fan or not, everyone was watching the National Football League in 2016. During preseason of 2016, Colin Kaepernick, former starting quarterback for the San Francisco 49ers, did something unprecedented in the present-day American sports arena. He remained seated during the National Anthem in protest. After a wave of highly publicized murders of young unarmed black Americans at the hands of law enforcement, Kaepernick clarified his intentions, I am not going to stand up to show pride in a flag for a country that oppresses black people and people of color. To me, this is bigger than football, and it would be selfish on my part to look the other way. There are bodies in the street and people getting paid leave, and getting away with†¦show more content†¦Out. He’s fired. He’s fired!’ (Graham) His words were met with a roar of approval from his followers. Clearly appealing to the rally’s demographic, Trump continued his tirade on the league. Despite mounting evidence of degenerative concussive disorders in many players, the President went on to exclaim the preventative measures taken by NFL officials to ensure player safety were â€Å"ruining the game (Graham).† He then encouraged onlookers to boycott NFL games at all costs. Urging fans not to watch games on television, and to leave games if they witness a player protesting, stating, â€Å"I guarantee things will stop (Graham).† Well, they didn’t. The Sunday following the president’s Alabama rally, more players than ever before took a knee, sat, or raised a fist during the national anthem. Those who chose to stand linked arms with their teammates and coaches in a display of unity. Even team owners stood on the field, arm-in-arm, with the players during the anthem. The Pittsburgh Steelers, Seattle Seahawks, and Houston Texans all remained in the locker room during the Star-Spangled Banner. Even two NFL national anthem singers took a knee at the end of their performances. Many players, including Odell Beckham Jr., celebrated touchdowns, tackles and sacks with fists held high. President Donald Trump has been relentless in his onslaught of the NFL via Twitter, including threats of increased taxation. Vice President Michael PenceShow MoreRelatedRacial Discrimination : The United States1510 Words   |  7 PagesWe have issues: more specifically , the United States has issues, continuous and all-encompassing issues of racial inequality.The United States is experiencing a outburst of racism, as can be seen from the 2014 killings of two unarmed African-American men, to the brutality of white supremacy in Charleston and the string of arsons in black churches across the South. 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